Attention homeowners in Connelly Springs and Burke County: Get an Appraisal today!
The top seven reasons why North Carolina homeowners hire Carolina Quality Appraisals:
At Carolina Quality Appraisals, we understand the unique needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. Being a homeowner that probably doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Carolina Quality Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties close by. This means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Carolina Quality Appraisals is your chief weapon when contesting your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you delete unneeded and unwanted PMI insurance.
HELOC recently frozen?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Carolina Quality Appraisals can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Carolina Quality Appraisals offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.